Monthly budget
Compare monthly take-home income with common household expenses.
Your numbers
Example values are filled in. Change them to suit you.
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Your result
Ready when you are.
Enter your numbers and select Calculate to see the breakdown.
A planning aid, not financial advice. Include annual or irregular costs as monthly averages and avoid counting the same expense twice.
How it works
Total planned outgoings = all entered spending + planned savings. Remaining amount = take-home income − total planned outgoings.
A quick example
£2,500 income with £1,850 spending and £200 planned savings leaves £450 unallocated.
Good to know
Should I use gross or take-home pay?
Use the money actually available after tax and payroll deductions. The gross salary converter does not calculate this for you.
What does a negative balance mean?
Your planned spending and saving exceed the entered income. Review your entries and priorities; this tool does not recommend financial products.